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Home Services Licensing

Depending on who you talk to, it’s a piece of cake to get an AFS or Credit licence. Or it’s so hard, you may as well not bother. The truth is, it’s somewhere in the middle.

Our licensing specialists have prepared over 400 Licence Applications, Variations, Responsible Manager appointments and Key Person Condition Removals. In fact, we're one of the top three firms managing applications to ASIC nationally.

It helps to have your application professionally prepared – then you have the comfort of knowing that you’ve applied for the right authorisation, saving you from the risk of significant troubles in the future. We’ll help you shorten your time to market, by ensuring that you provide all necessary information to ASIC to help them assess your application promptly.

If you run into difficulty or want to avoid the hassle of navigating the system, call us and we’ll sort it out for you.

  •   Licensing advice
  •   Australian Financial Service Licence applications (AFSL)
  •   Limited AFSL application for Accountants
  •   Australian Credit Licence applications (ACL)
  •   AFS Licence Variations
  •   Removing Key Person Conditions
  •   Appointing Responsible Managers
AFS Licence
  •   General and Life Insurance
  •   Financial Planners
  •   Accountants
  •   Foreign Exchange Dealers
  •   Fund Managers
  •   Platforms
  •   Marketplace Lenders
Limited AFS Licence
  •   Accountants
Credit Licence
  •   Mortgage Brokers
  •   Finance Brokers
  •   Credit Providers
  •   Marketplace Lenders

    Are you sure that your managers have enough knowledge of the AFS or NCCP requirements to keep you on the right side of the regulator?

    Our licensing specialists run Responsible Managers Masterclasses for Responsible Managers, compliance managers and indeed any senior manager of a financial services or credit business.

    It takes a full day, but includes lots of interactive activities to keep you on your toes.

    It covers the following areas:

    •   The Role and Responsibilities of Responsible Managers – what it means to be a Responsible Manager, the qualifications and experience required, responsibilities and overall liabilities involved.
    •   Regulation in the Financial Services Industry – who the regulators are and what they do.
    •   Providing Financial Services – what a financial or credit service is and what compliance and disclosure obligations apply.
    •   AFS Licensees’ Obligations – an in-depth view of all the regulatory requirements that apply to financial services and credit businesses.

If this appeals to you, then get in touch.


Many thanks for your [Jaime Lumsden] prompt response and action in dealing with my clients’ requisition / issues documents. It is appreciated and this is why I, and my clients, like dealing with The Fold Legal so much. You are all prompt, responsive, friendly and professional.
Licensee Compliance Solutions, Keith Hockley


Thank you so much [Sonia Cruz]. We still can’t believe how seamless and quick this was. A massive thanks to you and your team for such a professional effort with such accurate advice on how we should proceed along the way. We will definitely come back to you should we have any further matters.
Baptist Insurance Services, Kym Bennetts


I just wanted to thank you for your assistance, knowledge and professionalism in helping us get the license granted by ASIC. The various parties involved with company, decision makers and Responsible Manager are all delighted.
Sphere Capital, Steve Smith


Super and investment platforms aren’t all the same, and your advice shouldn’t be either. All too often financial advisers focus solely on price, which means you may not meet your legal obligations and fail to properly address the needs and objectives of your clients. In this...

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