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The Fold’s frank takes on issues affecting the financial services industry.

INSURANCE ALTERNATIVES: PART 4: DISCRETIONARY MUTUALS.

Lydia Carstensen outlines what discretionary mutuals are and how they can be used in a hardening insurance market

19 Nov 2019

MARKET TRENDS: VENDOR FINANCE IS ON THE INCREASE.

As traditional funding gets more difficult to obtain, more buyers are looking to sellers to provide vendor finance

14 Nov 2019

INSURANCE ALTERNATIVES: PART 3: AGGREGATE DEDUCTIBLE FUNDS.

Aggregate deductible funds (ADFs) are becoming more common for buying groups who are looking for new ways to manage their...

04 Nov 2019

SO MUCH FOR BUY NOW, REGULATE LATER.

Buy now pay later is regulated even though it’s not consumer credit

18 Oct 2019

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Financial services and credit compliance manuals, tools, disclosure documents and template agreements. Even DIY licensing kits for the brave hearted.

FINANCIAL ADVISER MANUAL
For Financial Planners and Life Advisers

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AFS LICENSEE MANUAL
For AFS Licensees

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