Wealth Management

The wealth management industry has already endured enormous upheaval, and it's not over yet. In the post-Royal Commission era, financial services providers are experiencing more uncertainty and complexity than ever before.

Whether you’re looking to innovate, grow your business, sell your business, buy a business, need help adapting to the current regulatory and legislative changes, or ASIC is knocking on your door - we can help. Our team of financial services lawyers have helped financial advisers, accountants, licensees, platforms, fund managers and super funds to overcome business and regulatory challenges.


  • Applying for or varying an AFS licence
  • Appointing a Responsible Manager (or doing a RM assessment)
  • ASIC investigations, notices, examinations, hearings and enforceable undertakings
  • Financial product development - including documentation and distribution
  • Appointing authorised representatives, referrers and distributors
  • Disclosure documents – Financial Services Guides, Statements of Advice, Records of Advice and Fee Disclosure Statements
  • Commercial documents - Authorised Representative Agreements, Transfer Deeds, Confidentiality Agreements, Portfolio Sale Agreements, Business Sale Agreements
  • Wholesale client advice, documentation and processes
  • Reviewing websites and promotional material
  • Enhancing compliance framework - including monitoring and supervision processes
  • AML/CTF compliance documentation and compliance
  • Privacy documentation and compliance
  • Breach assessment and reporting
  • Client remediation advice and implementation
  • Managed discretionary accounts (MDAs)
  • Corporate structuring, shareholder and partnership agreements
  • Joint ventures and strategic alliances

Responsible Managers Masterclass

Are you sure that your managers have enough knowledge of the AFS requirements to keep you on the right side of the regulator?

These sessions are for Responsible Managers, compliance managers and indeed any senior manager of a financial services business.

It takes a full day, but includes lots of interactive activities to keep you on your toes.

It covers the following areas:

  • The Role and Responsibilities of Responsible Managers – what it means to be a Responsible Manager, the qualifications and experience required, responsibilities and overall liabilities involved.
  • Regulation in the Financial Services Industry – who are the regulators and what do they do.
  • Providing Financial Services – what is a financial or credit service and what compliance and disclosure obligations apply.
  • AFS Licensees’ Obligations – an in-depth view of all the regulatory requirements that apply to financial services and credit businesses.

Contact us for more information or to design or book a training session.


The Fold's frank take on issues affecting the financial services industry.

The Fold Legal Pty Ltd is excited to announce that we have officially joined Hamilton Locke, Australia’s fastest-growing commercial law firm, from 1 September 2022.

Read More  

Contracts for Difference are back in the firing line with ASIC recently flexing their product intervention order powers, extending already strict conditions placed on CFD commodities.

Read More  

We are delighted to announce that leading industry publication, Australasian Lawyer, has recognised The Fold Legal as a leading boutique firm in their 2022 Top Boutique Firms list.

Read More  

Subscribe now to The Fold's blog alerts

Subscribe to The Fold's Blog Alerts and receive $50 off your next purchase from our eStore.

Please prove you are not a robot.