REGULATORY.

Whether you're a fresh faced entrant, or a hardened veteran - navigating the complexities of financial services and credit legislation, and keeping up to date, is both daunting and exhausting. We want to make it easy.

Financial services regulation is The Fold’s core focus and underpins everything we do. Our regulatory lawyers are true specialists. 

We:

  • Advise on the financial services regulatory regime, including AFSL applications and variations, ASIC relief applications, AFS authorisations, structuring and financial requirements, distribution models, complex financial products, AML/CTF obligations and regime, privacy issues, drafting disclosure documents and authorised representative agreements, and providing compliance signoffs.
  • Advise on the credit regime, including ACL applications and variations, drafting credit contracts, hardship policies or consumer leases, developing responsible lending compliant credit policies, and reviewing compliance with AML/CTF requirements or the particular privacy issues for credit businesses.
  • Support clients in responding to regulatory investigations and enforcement proceedings, including breach notifications, ASIC production notices and compliance with enforceable undertakings.

      News

      The Fold's frank take on issues affecting the financial services industry.

      The Federal Court handed down its decision in the matter of ASIC v RI Advice Group Pty Ltd. This blog analyses the Court’s interpretation of sections 912A(1)(a) and (h) of the Corporations Act 2001 (Cth) and discusses the implications for AFS licensees.

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      Purchasing an Australian financial service licence (AFSL) or an Australian credit licence (ACL) is an exciting opportunity to take your financial service business to the next stage of growth.

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      The Fold is delighted to be a finalist in the sixth annual edition of Fintech Australia’s 2022 Finnies award for the category, ‘excellence in support services’.

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