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6 LAWYER TYPES TO AVOID. 26 May 2014
People seem to love to hate lawyers. Sad, but true. Here’s a few idle thoughts about lawyering styles that might be behind the rumble of grumbles…. ? Loophole lawyer The loophole lawyer’s objective first and foremost is to find a way for the client to avoid the need to comp ..
EVEN YOU COULD BE A CREDIT PROVIDER. 21 May 2014
If your payment terms are more than 7 days, you could be a ‘credit provider’ under the new Privacy Laws and subject to additional privacy obligations. Use our handy decision tree chart to find out if you are…… Contact us (/contact.html) if you need legal advice on y ..
THE FUTURE FOR ADD-ON INSURANCE. 19 May 2014
Regulators are now using behavioural economics to analyse financial services selling practices – with alarming potential consequences for distributors of ancillary insurance and credit products. According to the CEO of the UK Financial Conduct Authority, Martin Wheatley at ASIC’s 2014 Annua ..
ASIC LOOKS AT ADD-ON INSURANCE. 15 May 2014
Ancillary or ‘add-on’ insurance, sold at the point of sale, is a new focus for ASIC in 2014. Our blog ‘The Evils of Add On Insurance (https://www.thefoldlegal.com.au/blog/the-evils-of-add-on-insurance)’ explained what ASIC will be looking for. But how will ASIC find you?? Speaking at AS ..
THE 'EVILS' OF ADD-ON INSURANCE. 12 May 2014
Ancillary or ‘add-on’ insurance, sold at the point of sale, is a new focus for ASIC in 2014. And it’s serious about it! ASIC has already spent considerable time looking at motor, consumer credit and travel insurance and it’s clear that they’re not liking a lot of what they’ve seen. It devot ..
THE FOLD IN THE COMMUNITY. 05 May 2014
The opening of Gaden, Holdsworth Community’s café in Woollahra, Sydney on 1 May 2014 saw the fulfilment of a long-held dream for Claire Wivell Plater in her role as Chairman of not-for-profit, Holdsworth Community. Gaden is the result of a unique partnership between Holdsworth Community, Wo ..
THE BOSS GOT MARRIED. 30 Apr 2014
12 April 2014 was a special day for The Fold when our Managing Director, Claire Wivell Plater married her partner of 3 years, James Kirby at Hungerford Hill winery in the Hunter Valley. After a surprise arrival by helicopter, the ceremony was held in the gardens of James’ winery, Hungerford  ..
SENDING PERSONAL INFORMATION OVERSEAS. 03 Apr 2014
Businesses who need to send personal information overseas, now need to take reasonable steps to ensure that the recipient doesn’t breach the Australian privacy laws - and can be liable if they do! The good news is that there are 3 acceptable options for managing this risk. Option 1 - In ..
THE FOLD @STEADFAST 16TH CONVENTION. 01 Apr 2014
Thanks to Steadfast for hosting the 16th Annual Conference which was bigger than ever! We loved catching up with all our friends from Steadfast and the many underwriting agencies who were represented. Thanks to everyone for your enthusiastic and constructive feedback about our Complianc ..
CANCELLATION BY INSURER. 24 Mar 2014
Insurance policies can only be cancelled from inception in cases of fraud or by agreement. In all other cases, valid cancellation by the insurer takes effect at 4pm on the third business day after a notice of cancellation is received by the insured. Cancellation for non-payment Th ..
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