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THE 'EVILS' OF ADD-ON INSURANCE. 12 May 2014
Ancillary or ‘add-on’ insurance, sold at the point of sale, is a new focus for ASIC in 2014. And it’s serious about it! ASIC has already spent considerable time looking at motor, consumer credit and travel insurance and it’s clear that they’re not liking a lot of what they’ve seen. It devot ..
THE FOLD IN THE COMMUNITY. 05 May 2014
The opening of Gaden, Holdsworth Community’s café in Woollahra, Sydney on 1 May 2014 saw the fulfilment of a long-held dream for Claire Wivell Plater in her role as Chairman of not-for-profit, Holdsworth Community. Gaden is the result of a unique partnership between Holdsworth Community, Wo ..
THE BOSS GOT MARRIED. 30 Apr 2014
12 April 2014 was a special day for The Fold when our Managing Director, Claire Wivell Plater married her partner of 3 years, James Kirby at Hungerford Hill winery in the Hunter Valley. After a surprise arrival by helicopter, the ceremony was held in the gardens of James’ winery, Hungerford  ..
SENDING PERSONAL INFORMATION OVERSEAS. 03 Apr 2014
Businesses who need to send personal information overseas, now need to take reasonable steps to ensure that the recipient doesn’t breach the Australian privacy laws - and can be liable if they do! The good news is that there are 3 acceptable options for managing this risk. Option 1 - In ..
THE FOLD @STEADFAST 16TH CONVENTION. 01 Apr 2014
Thanks to Steadfast for hosting the 16th Annual Conference which was bigger than ever! We loved catching up with all our friends from Steadfast and the many underwriting agencies who were represented. Thanks to everyone for your enthusiastic and constructive feedback about our Complianc ..
CANCELLATION BY INSURER. 24 Mar 2014
Insurance policies can only be cancelled from inception in cases of fraud or by agreement. In all other cases, valid cancellation by the insurer takes effect at 4pm on the third business day after a notice of cancellation is received by the insured. Cancellation for non-payment Th ..
CANCELLATION BY PREMIUM FUNDER. 20 Mar 2014
Can a broker ever cancel a policy on the instructions of a premium funder? Yes. But only when the premium funding agreement gives the funder the right to cancel the insurance, e.g. when the insured fails to repay the funder. The funder can require the broker to give notice of cancellation o ..
MORE USEFUL TIPS FOR WEB ADVERTISING. 18 Mar 2014
Our third blog on web advertising and social media looks at more traps for financial services websites and advertising. Ratings Ratings information about financial institutions, investment managers or insurers can present a very compelling picture of financial strength and performance ..
COLLECTING PERSONAL INFORMATION. 13 Mar 2014
From 12 March 2014, when the new Privacy laws started, your Privacy Collection Statements need to meet more stringent requirements – here’s what they are. Different rules apply depending on whether you collect personal information from the individual concerned or a third party. Individua ..
TREKKING TO RESTORE SIGHT. 10 Mar 2014
We’re so proud of Charmian for completing the 50km Coastrek (http://www.coastrek.com.au/event-day/results/) from Palm Beach to Balmoral on 28th Feb 2014 in the pouring rain to support the Fred Hollows Foundation. A few words from our survivor…. The Foundation is an amazing orga ..
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